Having a credit card can make your life much less complicated. It’s an impressive convenience, especially for those who need to make transactions all the time. In these violent times, the credit card is also a security, since you do not have to carry money around. Nothing more practical and safe! But do you really know what impressive offers it makes available to the customer?
Credit cards can help you have a quieter life, but it is also necessary for the wearer to know how to use them efficiently. There are companies and banks that love to charge undue fees for using it.
In order for you to be able to use this service in the best possible way, we have brought some tips that can help when dealing with credit cards, especially where there are serious and safe offers for your case. Use your credit card the best way and get out of debt.
Credit Card: The Best Way to Use Money
Some caution is required when applying for a credit card. First know exactly how much is the annuity charged by him. Be careful, many companies do not charge this rate in the first year, but start charging once the deadline expires. Do not be taken aback.
When receiving the card, be careful not to break the limit. Remember that you will have to pay, and with interest, if you use the card limit. It is not a loan or an income supplement, keep this in mind. Do not buy on impulse because you have the card. You’ll be spending the same way.
You should also pay attention if the services and transaction are accepted in multiple places. If you travel a lot, for example, the good thing is to have a specific credit card.
How Banks Credit Cards Work ?
Modern and practical, credit cards are super easy to use. Obviously, you need to take some care, but you will not have problems if you know how to use them properly. Credit card works as a kind of portable money. Through it you will transfer the amount indicated at the time of your purchase to the lender.
Contrary to popular belief, it is not necessary to have a bank account to apply for a credit card. To obtain this benefit you should only address the sender and request. Each issuer has its own conditions, but the vast majority only require the CPF, RG and a proof of residence. It is usually necessary to have the name clean and to be of legal age.
They are a great substitute for money, but use them wisely not to get involved in debt that you can not afford.
Where can I find the best credit card offers?
When it comes to finding a credit card that is trouble-free and works well for you, it’s good to do a lot of research to find the best deals.
Majority of the credit cards offers miles program, promotions and loyalty awards. You just have to stay tuned and attentive to the requirements when requesting this service. Incredible conditions and totally no annuity can be found on the following cards:
– Amex Non-Annuity Credit Card – This card offers flexibility in paying your purchases to better control your budget; Rewards program with points that do not expire;
– Petrobras Non-Annuity Credit Card – The Petrobras International Visa Card is accepted worldwide; no membership fee, no maintenance and extract fees and you still earn points.
– Credit Card without Annuity Porto Seguro – Your insurance franchise may fall by half and have points redeemed in airline miles.
– Nubank credit card – In addition to fully digital, the card offers medical assistance; emergency reset of the card when traveling abroad; emergency loot;
IPlace credit card – The IPlace card is one of the best because it offers special installment conditions up to 24x and the GoodCard Banner is accepted in more than 850,000 places.